Thoken Frontpage

Thoken for Consumers and Customers

(place-holder,to be re-worked)

Why Thoken?

Universal Cashback: .5 ~ 1.5% on all payments as long as funds are preloaded by checking accounts.
Strengthened Securit: Your full account and card number are not exposed to anyone (including Thoken.io) else but you for they are encrypted with your own password.
Enhanced Privacy: Not only your account and card numbers but also your phone number and email are not exposed to the receiver in all payments unless you want to send cash as a transfer, gift or payment by email or phone number.
Greater Convenience: Make all or most payments by a single click or a few strokes, essentailly with no or little typing.
Preferrence Choice: You choose your own level of payment conveniece by defining the amont ranges of micropyaments and small payments.

By default, most micropyments are made by a single click, most small payments by entering a short secret key, and all other payments by scanning a QR Codes. However, For example, by selecting the range of micro and small payments, you can make all payments by a single click, or by entering a secret key only, or by scaning a QR Code, or by entering both email or pohoe number and secret key or password.

Go to Consumer Dashboard
What is Thoken?
Major Thoken Usages for Consumers?
Two Ways to Use Thoken in Making Micropayments
How Many Types of Conusmer Thokens?
Totally Free for Consumers to Use Thoken

What Are Major Thoken Usages?

As a general Micropayment platform, thoken can be used for all kinds of micropayments. Below are a few of examples.

Replace media "PayWall" by "one-click" on browser bar

Have you ever been in a situation, where a subscription PayWall blocks you from reading a piece of info that you are willing to pay some cents for?

Using Thoken, you are no longer limited to your subscriptions. With the same amount of spending, you can read non-free information from any websites that have Thoken enabled.

You only pay for what you want. At the same time, no payment method information is directly used in the process.
Make Micropayments by A Single Click

In order to buy a stuff you want from a website, you need to make a payment of several dollas.

However, for such a micro payment, the PayPal-like protocol of logging-in account and choosing method seems a little too much for you, not mentioning conventional processes of credit card payments.

Now with Thoken, you can make the payment by a single click.

Moreover, you do not need to login your account, and no payment method is directly used in the whole process of this transaction.
Thoken as a Thanks Token

So ater reading a very helpful or insightful peice of info, you want to present some cents to the auhtor as a token of thanks.

But you ended up giving it up, either because no process is provided for you to do so or you do not want to register an account as required or the PayPal-like payment process seems too time consuming.

Now using Thoken, you can present some cents to show your appreciation by a single click. In particular, neither login nor your payment method info is needed in the process.
A Simple Method to Purchase Lottery

You would love to be able to buy a lottery of a few dollars on line.

Unfortunately, most lottery sales in the US adopt an all-in-cash and all-in-person model. This is because about half of the states ban lottery purchases by credit cards. Online sales for the rest of the states often have various restrictions and impose additional transaction fees.

To the contrary, Thoken is a token of digital money. Using Thoken means directly using the money already on your account. Moreover, Thoken does not charge any fee from you since its process is much more efficient and economic.

Two Ways to Use Thoken in Making Micropayments

There are two alternative ways, each has its own merits. It is recommended you choose the way you preferred with respect to different circumstances.

Option One: Click a Thoken Tag on Your Browser Bar or in Your Browser’s Bookmark Folder.

You use Thoken by simply clicking a Thoken bookmarklet either (1) on your browser bar or (2) in your bookmark folder or (3) press a keyboard shortcut.

This is the preferred way since it often needs one-click only to make payments.

However, you need to set up your Thoken bookmarklet icon either on your browser bar or in your browser’s bookmark folder.
Option Two: Click a Thoken Button on the Web Page of a Provider’s Website.

In this way, unlike the first option, you don't need to set up Thoken on your browser.

However, when you click provider’s Thoken to make payments, Token.io does not know who you are. So on the spot, you need to provide additional information to identify yourself, be it a full phone number with country code or a personal email that is already registered with thoken.io.